Savings
Real savings that begin from day 1 and compound every year after.
Beacon removes hidden commissions, models thousands of plan scenarios, and delivers a data-driven strategy that reduces costs while maintaining or improving employee benefits.
Where the Savings Come From
Removing commissions from your plans
Lower premiums starting at your first renewal.
Broker commissions removed at renewal
Override fees removed when possible
Lower premiums without changing plan design
Savings compound annually
AI plan and pricing optimization
Thousands of pricing scenarios modeled instantly.
Alternative plan designs
Level funded vs fully insured modeling
Deductible and copay optimization
Contribution strategy modeling
Carrier market rate benchmarks
Renewal Intelligence
Predictability before the carrier quote.
Predicted rate range
Drivers behind the increase
Recommended actions
Strategy blueprint before negotiation
Free years of Beacon for mid-year switches
Mid-year switches unlock Beacon subscription credits.
Carriers cannot remove commissions mid-year
Beacon applies renewal commissions as credits
Credits cover one or more years of Beacon
No disruption to current plans
100 to 250 Employees
$100K–$300K
annual savings
Commission removal
Funding structure optimization
AI scenario modeling
Renewal preparation
Savings Tiers for 100 to 1,000 Employees
250 to 50 Employees
$300K–$700K
annual savings
Scaled commission removal
Predictive modeling
Contribution strategy
Carrier leverage
500 to 1000 Employees
$700K–$1.5M
annual savings
Compounded renewal savings
Multi-carrier scenario modeling
Census trend adjustments
Plan architecture optimization
See your personalized savings estimate.
Upload your plan documents and receive a savings report within 48 hours.