Our Tech

AI that finally makes employee benefits predictable, transparent, and optimized.

Beacon is an AI-powered benefits optimization engine that analyzes your workforce, evaluates thousands of plan scenarios, and eliminates hidden commissions—delivering lower premiums and complete transparency at every renewal.

Unified Employer Health Graph

A complete data model of your workforce and plans.

  • Complete view of cost drivers

  • Automatic detection of hidden fees and commissions

  • Benchmark comparisons across similar companies

  • Predictive models for expected renewal costs

AI Pricing and Plan Modeling

Thousands of scenarios evaluated instantly.

  • Alternative plan designs

  • Level funded vs fully insured

  • Deductible and copay changes

  • Employer and employee cost impacts

  • Carrier market rate comparisons

Commission and Fee Transparency Engine

Every dollar revealed. Every hidden commission removed at renewal.

  • Commissions embedded in each plan

  • Administrative fees and overrides

  • Required vs optional costs

  • Exact premium reduction once commissions are removed at renewal

The commissions that used to be paid to your broker are pulled out of the plan entirely and returned to you as lower premiums starting on day one of your renewal.

Renewal Intelligence

Predictability before the carrier quote.

  • Predicted rate range

  • Drivers behind the increase

  • Recommended actions

  • Strategy blueprint before negotiation

Employee Onboarding and Ongoing Support

A modern, painless experience for employees.

  • Simple guided enrollment

  • Side-by-side plan comparisons

  • Dedicated support team

  • Claims issue assistance

  • Life event guidance