Our Tech

Beacon’s AI benefits platform makes renewals predictable, compliance automatic, and the employee experience effortless.


We analyze your workforce, evaluate thousands of plan scenarios, streamline every compliance requirement, and remove hidden commissions - delivering lower premiums, zero surprises, and complete transparency & support at every step.

AI Plan Optimization Engine

Make your renewal predictable

Beacon analyzes your plan & renewals using actuarial-grade modeling, machine learning, and benchmarks from over 12,000 employers. You get instant clarity on whether your renewal is fair, where the increase is coming from, and what alternatives will deliver the best value.

  • Renewal reasonableness scoring based on real-world employer data

  • Proprietary Plan Richness Index that compares your design to national norms

  • Funding model evaluation (Fully-Insured, Level-Funded, ASO)

  • Savings scenarios that model thousands of potential plan pathways

  • Elimination of hidden commissions ensures our recommendations are unbiased

Automated Compliance Engine

No spreadsheets. No surprises.

Beacon automates all major compliance requirements - filings, notices, documentation, deadlines — and gives HR and Finance a single system of record. Everything is tracked, logged, and proactively surfaced before it's due.

  • Automated 5500, 1094/1095, COBRA, ERISA, and Medicare Part D tracking

  • Smart compliance calendar tailored to your plan year

  • Proactive alerts to HR before anything becomes overdue

  • Centralized vault for SPDs, SBCs, contracts, and amendments

  • Full audit trail and document history

  • Zero reliance on manual spreadsheets or inbox reminders

HR & Finance Command Center

Single Dashboard with every renewal, plan, cost, and insight

Beacon replaces broker emails, carrier PDFs, and scattered spreadsheets with a single, modern hub where employers can see everything — renewals, contributions, analytics, compliance tasks, and plan performance.

  • Renewal dashboard that breaks down cost drivers and trends

  • Contribution modeling with instant what-if scenarios

  • Workforce analytics across age, risk indicators, and utilization patterns

  • Plan comparison tools with Beacon’s Plan Richness Index

  • Unified document store (renewals, SBCs, SPDs, contracts, notices)

  • Transparent view of broker fees and eliminated commissions

Employee Experience Engine

Seamlessly embedded into your team’s workflow

Beacon delivers a guided, intelligent benefits experience employees actually use. Whether you use Beacon’s ben-admin or keep your existing platform (including HRIS-integrated systems), employees get personalized guidance, seamless enrollment, and real-time support — all accessible through the tools they already use every day.

  • Works with any ben-admin: Beacon’s system or your existing platform

  • Integrates with your HRIS or operates as a standalone module

  • Slack & Microsoft Teams integration for real-time benefits guidance and support

  • Personalized plan recommendations based on needs, budget, and utilization patterns

  • Plain-English explanations for every coverage detail, cost, and tradeoff

  • Guided enrollment that reduces confusion and mistakes

  • Mobile-friendly access to plans, costs, documents, FAQs, and updates

  • Concierge-style support for claims, networks, care navigation, and provider questions

  • Reduces HR workload by deflecting day-to-day benefits questions